Get paid from anywhere.Pay anyone.
6PAY moves money between freelancers and the companies that hire them — in EUR, GBP, PLN, USD and USDC. Fast settlement, real compliance, and closing documents that survive an audit.
We work withEURGBPPLNUSDUSDC
Illustrative example, not a real transaction.
Who it's for
Two sides of the same payment
A freelancer wants the money to arrive. A company wants the paperwork to be clean. 6PAY is built so neither side has to compromise.
For freelancers
Invoice abroad, get paid at home
Send an invoice to a client in any country and receive the money in the currency that suits you — without transfers stuck because the purpose of payment looked unclear.
- Receive in EUR, GBP, PLN, USD or USDC
- Withdraw to your bank card or account
- Contracts and acts prepared for you
- One point of contact instead of five banks
For companies
Pay your contractors without the paperwork
One contract with 6PAY replaces dozens of individual agreements with contractors. You send one payment; we distribute it and hand you the documents.
- Mass payouts from a single file
- One invoice and one set of closing documents
- KYC on contractors handled on our side
- Dedicated manager for every account
Services
Everything a cross-border payment needs
From a single invoice to a monthly payout run for a distributed team.
International transfers
Send and receive across EUR, GBP, PLN and USD with transparent conversion — no hidden spread inside the rate.
Crypto settlement
Accept and pay out in USDC, convert to fiat and back at a rate you see before you confirm.
Multi-currency accounts
Hold balances in several currencies at once and convert when the rate suits you, not when the bank decides.
Mass payouts
Upload one file and pay hundreds of contractors in a single run, with per-recipient status you can track.
Payment links and invoices
Collect payments from clients and customers in both B2C and C2B formats, with a checkout page in three languages.
Documents and compliance
Contracts, acts and invoices prepared to a standard that holds up in front of an accountant and an auditor.
How it works
Four steps from application to first payment
No months of onboarding. Most clients make their first transfer within days.
Application
Fill in a short form. Every application gets a decision within 24 hours.
Verification
KYC for individuals, KYB for companies. Documents once — then you are onboarded.
Contract
Sign the agreement and receive your account details and access to the dashboard.
Transact
Send, receive, convert and withdraw. Support is on hand whenever something needs a human.
Currencies
Five currencies, settled through European partners
Euro moves over SEPA. Everything else settles through licensed partner institutions in Europe, so you deal with one counterparty instead of a chain of banks.
- EUR
SEPA and SEPA Instant across the euro area — our main rail. Same-day settlement in most corridors.
- GBP
Settled through our European partner institutions. Terms are confirmed for your corridor during onboarding.
- PLN
Złoty payments to and from Poland, arranged through partners on the same contract.
- USD · USDC
USD through partner institutions, USDC on-chain with conversion to fiat in either direction.
Rails:SEPASEPA InstantEuropean partner institutionsUSDC — ERC-20 / TRC-20
Pricing
One percentage. No monthly fee, ever.
No subscription and no account fee — you pay only for transactions you actually make. You see the rate before you confirm.
Freelance
from 1.4%
per incoming transfer, no monthly fee
For individual contractors receiving payments from clients abroad.
- All five currencies
- Withdrawal to card or bank account
- Contracts and acts included
- Email and chat support
Business
from 1%
per transfer, depending on monthly volume
For companies paying contractors and freelancers on a regular basis.
- Mass payouts from a file
- Multi-currency balances
- Dedicated manager
- Consolidated closing documents
Enterprise
Custom
individual terms
For high volumes, non-standard corridors and integration into your own systems.
- Negotiated rates
- API integration
- Priority support
- Custom reporting
There is no monthly fee on any plan. Rates depend on corridor, currency and volume, and final terms are confirmed after verification.
Security
The boring part, done properly
A payment company is only as good as the rules it follows. Here is what stands behind every transfer.
Licensed partners
6PAY LIMITED is registered in England and Wales, company number 17372772. Payment services are provided through licensed partner institutions in Europe.
Segregated client funds
Client money sits in accounts at our partner institutions, separately from the company's own funds, and is not used in operations.
KYC and AML
Every client and counterparty is verified. Transactions are screened against sanctions and PEP lists.
Data protection
Encryption in transit and at rest, GDPR-compliant processing, and data stored inside the EU.
Access control
Two-factor authentication, role-based permissions and confirmation for every outgoing payment.
Full audit trail
Every operation is logged and exportable — for your accountant, your auditor or your bank.
About us
Built in Europe, working across borders
6PAY has been arranging payments between freelancers and their clients since 2022. More than 100 companies across Europe work with us.
- United KingdomManchester
- EstoniaTallinn
- CyprusLimassol
FAQ
Questions we get asked
Which currencies can I work with?
EUR, GBP, PLN, USD and USDC. Euro payments run over SEPA and SEPA Instant; the other currencies settle through our European partner institutions.
Do you really work with cryptocurrency?
Yes, with USDC. You can accept and pay out in USDC on ERC-20 or TRC-20, and convert to fiat and back at a rate you see before you confirm.
How long does onboarding take?
Every application gets a decision within 24 hours. KYC for individuals or KYB for companies is done once, and most clients make their first transfer within days.
How fast does money arrive?
Euro payments over SEPA settle the same day in most corridors, and SEPA Instant is faster. Timing for other currencies depends on the corridor and is confirmed during onboarding.
What documents will I get?
Contracts, acts and invoices prepared to a standard that holds up in front of an accountant and an auditor. Companies get one invoice and one set of closing documents, and every operation can be exported from the audit trail.
Which countries do you cover?
We work across Europe, with offices in the United Kingdom, Estonia and Cyprus. Availability for your specific corridor is confirmed when you apply.
Is there a minimum amount?
Rates and terms, including any minimums, depend on the corridor, currency and volume. They are confirmed individually after verification, and you see the rate before you confirm each transfer.
How do I get in touch?
Write to info@kuus.me, call +372 6991494 (Mon–Fri, 09:00–18:00 CET) or use the form below.
Ready to move your payments?
Send an application and we will come back with terms for your corridor within 24 hours.
Contacts
Talk to a human
Tell us where the money comes from and where it needs to go — we will tell you exactly how it will work and what it will cost.
- info@kuus.me
- Phone
- +372 6991494
- Head office
- Bartle House, 9 Oxford Court, Manchester, England, M2 3WQ
- Hours
- Mon–Fri, 09:00–18:00 CET